0% input entry within 21 months of balance transfer: One of the longest introductory periods we have encountered, you will receive 0% of the introductory APR for the full 21 months to transfer the balance, which means that you will have almost two years to repay your balance.
0% introductory April for 12 months on purchases: You will also receive 0% Intro APR during the first 12 months for purchases. This is a useful perk if you plan to buy something with a card.
Select the date of payment of payment: Small flexibility can be of great importance when it comes to managing your finances. The card allows you to choose from any available date of payment, whether in the beginning, in the middle or at the end of the month. Thus, you can set automatic payments that correspond to your salary.
There are no late fees: One of the most unique benefits is that there were no payments for late fees. Despite the fact that you should always pay the bill on time, because late payments can still affect your loan, it is pleasant to know that you will not be charged if you miss and miss the payment.
There is no fine APR: If you miss some payments, most credit cards will increase your interest rate to your APR fine. The CITI SIMPLICITY® card never charges a fine for a fine, so your APR is not at risk of increasing late payments.
No annual board: This card is delivered without an annual board, which is an important function, if your goal is to repay the debt.
