Dubai, UAE, October 29, 2025 (GLOBE NEWSWIRE) — Mutual Funding (MUTM)The fast-growing decentralized finance (DeFi) project built on Ethereum has reached another key milestone, surpassing the $18 million raised and growing its investor base to over 17,500 holders. With over 80% of Phase 6 already sold out, the project is quickly approaching its next 20% token price increase, which will be one of the strongest community-backed pre-sales in the DeFi sector this year. The announcement comes as Mutuum Finance continues to gain momentum ahead of the upcoming launch of the V1 protocol on the Sepolia testnet in the fourth quarter of 2025. This event firmly positions it among the most promising new cryptocurrencies of 2025.
What is Mutuum Finance (MUTM)?
Mutuum Finance (MUTM) is an upcoming decentralized lending and borrowing platform designed to make cryptocurrency lending markets more efficient, transparent and user-friendly. It allows users to lend digital assets to earn interest or borrow against their existing assets – all managed by secure, automated smart contracts.
At its core, Mutuum Finance operates on a liquidity model that directly connects lenders and borrowers through smart contract-based pools. By eliminating intermediaries, it improves capital efficiency and ensures seamless profitability. This setup allows users to maintain full control over their assets while earning passive income, furthering the project's goal of creating a safer and more inclusive DeFi ecosystem for users around the world.
Pre-sales progress: Stage 6 is close to completion
Mutuum Finance's pre-sale has progressed rapidly since its launch, with investor participation currently exceeding 17,500 holders and total funding exceeding US$18 million. According to the official dashboard, over 80% of Stage 6 is already sold out, so availability is limited until the next stage begins. Once the phase ends, the token price will increase by 20%, adding urgency for those looking to secure an early position before the next surge.
The pre-sale followed a fixed price and fixed distribution structure, meaning that each stage is accompanied by a specific price and supply of the token. As demand grew, each stage sold out faster than the last, a clear signal of growing investor confidence. From an initial price of $0.01 in Stage 1 to a planned launch price of $0.06, early investors will benefit from an impressive 500% potential return when the token reaches its public listing price.
This steady progress reflects the project's strong fundamentals and disciplined deployment strategy, a combination that continues to attract both retail and early-stage institutional interest in the DeFi space.
New Feature: Buy MUTM with Card
To make investing even more accessible, Mutuum Finance recently introduced a new payment option allowing users to purchase MUTM tokens directly using a debit or credit card. This makes the process easier for newbies who may not yet own cryptocurrency.
The team has provided step-by-step instructions for their official X (Twitter) account showing how investors can easily make a purchase through Mutuum Finance's pre-sales dashboard. This move lowers the barrier to entry and increases the project's appeal, allowing more users to participate without having to navigate exchanges or on-chain swaps.
Mutuum Finance also continues to strengthen community engagement with its 24-hour leaderboard feature, which rewards the top 50 pre-sale participants based on their contribution. This system adds a layer of friendly competition, encouraging consistent activity while maintaining real-time transparency.
The leaderboard is updated daily and has become a hub for community engagement, increasing visibility on social platforms and further fueling investor enthusiasm. This also complements the current $100,000 Giveaway a campaign that incentivizes long-term holders and pre-sale participants ahead of the main network phase of the project.
Launch of V1 protocol on Sepolia testnet
The next major development on the Mutuum Finance roadmap is launch of its V1 protocol on the Sepolia testnet in the fourth quarter of 2025. This event will mark the transition from theory to real testing – testing the performance, reliability and security of the lending and borrowing system in a real blockchain environment.
The testnet launch is a critical milestone for DeFi platforms, allowing developers and users to test how the underlying mechanisms work in the real world before full deployment on the Ethereum network. This is an important step for Mutuum Finance and will demonstrate the maturity of its code base, risk controls and interest rate models, laying the foundation for a smooth mainnet rollout in 2026.
According to the project roadmap, the first stage of development has already been completed, and the team is preparing for the simultaneous launch of the platform and token listing. This synchronized approach can significantly strengthen Mutuum Finance's go-to-market by aligning utility and liquidity from day one.
Such a strategy can also improve the project's chances of getting listed on major exchanges, which will increase visibility, attract large trading volumes and potentially lead to higher prices after launch. Combined with growing pre-sale momentum and an active user base, this puts Mutuum Finance in a strong position to become one of the top DeFi tokens to watch in 2025.
Mutuum Finance (MUTM) continues to demonstrate impressive growth and investor confidence, with $18 million in funding and over 17,500 holders to date. With Phase 6 already 80% sold out, investors have limited time before the next 20% price increase when Phase 7 begins.
With the upcoming launch of the V1 protocol, simplified card purchasing capabilities, and strong community initiatives, Mutuum Finance stands out as a DeFi project gaining real momentum ahead of its mainnet debut. As the pre-sale nears its final stages, early participants can position themselves ahead of what could be one of the most successful DeFi token launches in 2025.
For more information about Mutuum Finance (MUTM), please follow the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
Disclaimer: The information provided in this press release does not constitute a solicitation for investment and is not intended to be used as investment, financial or trading advice. Investing involves risk, including potential loss of capital. You are strongly advised to exercise due diligence, including consultation with a professional financial advisor, before investing or trading in cryptocurrencies and securities. Neither the media platform nor the publisher will be liable for any fraud, misrepresentation or financial loss arising from the contents of this press release.
