Dubai, UAE, October 26, 2025 (GLOBE NEWSWIRE) —
Mutual Funding (MUTM) continues to make headlines in the cryptocurrency market as it approaches its sixth pre-sale sale. The project, built on Ethereum, has now attracted over 17,400 holders and raised $17.9 million, indicating strong demand ahead of its next major milestone – the debut of a decentralized lending and borrowing protocol.
The steady influx of participants highlights growing investor confidence in DeFi crypto projects that combine transparent tokenomics with practical functionality. The upcoming implementation of the Mutuum Finance protocol on the Sepolia testnet later this year has increased this interest, positioning it as one of the most closely watched new cryptocurrency ventures of 2025.
Phase 6 is close to completion as price hikes loom
The project's structured pre-sale followed a clear, phased pricing model designed to reward early adopters and ensure predictable growth. Phase 6, which currently has MUTM tokens valued at $0.035, is over 75% sold out, leaving only a small window until the next scheduled increase.
Once this stage is completed, the price will increase 20% to $0.04 in Stage 7. The final listing price is scheduled to be $0.06, which is almost double the current bid – meaning early bidders are still buying MUTM at a significant discount from the initial estimate.
This structured approach not only created excitement, but also provided transparency, allowing participants to track progress in real time. Of the total MUTM supply of 4 billion, approximately 1.82 billion tokens have been allocated for pre-sale, with over 770 million already distributed.
The consistent progress demonstrates the steady participation of a diverse range of investors, from small retail buyers to larger crypto funds seeking access to early-stage decentralized financial platforms.
Upcoming launch of V1 protocol on Sepolia
Mutuum Finance's roadmap remains on track. Team recently confirmed via X that version V1 of the lending and borrowing protocol will launch on the Sepolia testnet in the fourth quarter of 2025.
The testnet release will introduce the core building blocks of the system, including liquidity pools, mtTokens (deposit receipts that accumulate value through yield), and debt tracking mechanisms. This initial release will support ETH and USDT, providing stability and reliable liquidity for early testing.
The testnet deployment will allow the development team to test performance, optimize rates, and stress test risk management systems before committing to a full mainnet rollout. This represents a critical milestone in Mutuum Finance's transition from a fundraising project to a fully functioning DeFi ecosystem.
Synchronization of platform launch and token listing
According to the team's roadmap, Mutuum Finance plans to launch its platform and token simultaneously, a coordinated approach designed to maximize early utility and market momentum.
Unlike many projects that issue tokens long before their product is launched, Mutuum Finance is committed to ensuring that the MUTM token has immediate and tangible use cases from day one. This simultaneous debut could enhance liquidity, attract exchange interest and create a more stable trading environment once the listing commences.
Some analysts have noted that synchronized launches of token platforms often produce better post-listing results as user demand and transaction activity drive real utility rather than speculation. The added functionality since launch could also make the project more attractive to centralized and decentralized exchanges evaluating new listings.
If Mutuum Finance secures inclusion on major exchanges, visibility and accessibility will increase significantly – an outcome that could benefit early owners while bolstering confidence in the project's fundamentals.
Creating a transparent and engaged community
In addition to fundraising success, Mutuum Finance has invested in transparency and community engagement tools that promote a sense of participation among participants. For example, the project's 24-hour leaderboard ranks daily pre-sale participants and rewards the top buyer each day with a $500 MUTM bonus. The leaderboard resets at 00:00 UTC to ensure fair competition and constant activity. Additionally, a broader top 50 leaderboard tracks overall contributions throughout pre-sales, ensuring ongoing recognition of valuable contributors.
In addition to these features, the team introduced $100,000 Giveaway Open to all verified pre-sale participants. To be eligible to participate, users must invest at least $50 in MUTM tokens and complete the basic participation objectives outlined on the official platform. Ten winners will receive MUTM worth $10,000.
These incentives not only keep investors active, but also increase transparency by allowing the community to see exactly how participation levels are changing over time.
Mutuum Finance has already completed Audit Certificatereceiving a token scan score of 90/100. This independent review highlights a secure code base and robust risk management design—critical criteria for any protocol preparing to handle real-world user funds.
The audit results strengthen investor confidence and set a professional tone before implementing the protocol. In an environment where DeFi projects are frequently reviewed for technical soundness, Mutuum Finance's active review process stands as a sign of readiness and operational maturity.
The success of the project's financing not only provided capital, but also validated the roadmap strategy. Having raised nearly US$18 million, Mutuum Finance now has significant headroom to support ongoing development, audit, marketing and liquidity initiatives post-launch.
The roadmap outlines four distinct development phases, of which Phase 1, which includes audits, pre-sales setup and initial training, has already been completed. The project is currently in its second phase, which focuses on testing the protocol, refining the platform, and expanding pre-sales preparation. Subsequent phases will focus on the mainnet release and exchange partnerships, leading to full operational deployment.
This slow rollout gives the team time to thoroughly test functionality while maintaining transparency with the community.
Market Outlook and Next Steps
Mutuum Finance's pre-sale results indicate high expectations heading into the final quarter of the year. As Stage 6 gets closer to the sale, new members continue to join daily, pushing the totals closer to the next price milestone.
Industry observers note that this constant influx often precedes increased secondary market attention when tokens begin to trade. With a V1 testnet confirmed this year and a simultaneous listing expected at launch, the project appears well positioned to attract market interest during the next wave of DeFi cryptocurrency adoption.
Mutuum Finance (MUTM) is entering a pivotal moment as it approaches the end of Phase 6, with over 17,400 holders already participating and $17.9 million secured. The combination of active community participation, proven smart contract security, and a coordinated launch strategy makes it one of the most notable new crypto projects to follow in 2025.
With only 25% of tokens remaining at the current stage, the upcoming price increase of 20% to $0.04 highlights the growing momentum of the project. As the countdown continues, Mutuum Finance's approach—linking real-world utility to measured execution—sets a new example of how DeFi protocols can come to market with structure and reliability.
For more information about Mutuum Finance (MUTM), please follow the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
Disclaimer: The information provided in this press release does not constitute a solicitation for investment and is not intended to be used as investment, financial or trading advice. Investing involves risk, including potential loss of capital. You are strongly advised to exercise due diligence, including consultation with a professional financial advisor, before investing or trading in cryptocurrencies and securities. Neither the media platform nor the publisher will be liable for any fraud, misrepresentation or financial loss arising from the contents of this press release.
